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Collection law and consumer protection legislation in British Columbia are complex. Clark Woods LLP will help you understand your legal options when recovering money that is owed to you. We have the experience to provide the best options available to increase your chance of recovery and get you results.

We offer contingency-based debt collection and can collect your receivables on a no collection/no fee basis. We can help with the collection of outstanding bills, credit card debt, loans, rents, mortgages and other types of past-due balances.

We understand that defaulted accounts or accounts that are past-due are detrimental to the success of your business. Our goal is to make the collection process as seamless as possible, with limited disruption to your everyday operations.

We offer professional, no-harassing collection strategies and allow the court process to pressure payment. Once the account is forwarded to our office, we will handle all correspondence on your behalf. Our team will ensure regular updates and timely responses.

If you have an existing judgment, we can help. The Court Order Enforcement Act provides many options for creditors’ remedies and our knowledgeable team will explore all avenues of enforcement to optimize recovery. We can locate judgment debtors, uncover and seize assets, register and enforce liens on real estate and garnish funds to have your judgment paid.

No, but in most cases, this is the most effective way to negotiate a repayment plan that is agreeable to all parties. Efforts will be made pre-litigation to resolve the balance owing.

Once a judgment is granted, there are options to accomplish a resolution, including:

  • a negotiated resolution;
  • garnishing orders;
  • the registration of a certificate of judgment against land if the debtor is a property owner;
  • the initiation of forced-sale proceedings to enforce payment of the amount owing;
  • and if there are known assets that may be liquidated, proceed with a writ of seizure.

The forced sale process involves four applications to achieve an order to approve a sale of property to pay the judgment owing. The stages are as follows:

  1. Show cause: This is an order whereby the court determines the debtor’s interest in land should be sold to satisfy the debt owing.
  2. Registrar’s report: At this stage, the registrar will confirm what interest in land is liable to be sold to satisfy the debt.
  3. Conduct of sale: The court will then be asked to affirm the registrar’s report and grant an order for conduct of sale to the creditor. This means the property may then be listed for sale in the forced sale process. A realtor will be hired to list the property.
  4. Approval of sale: Once an acceptable offer is achieved, a hearing to approve a sale by the court will be held.

If a debtor has unencumbered assets such as cars, boats, snow mobiles or even shares in a company, a writ of seizure may be issued by the court. A court bailiff can then be hired to determine what assets may be liquidated to pay the debt owing and proceed to obtain a sale of those assets, observing the statutory exemptions allowed.